Investing. I love to talk about it, read about it, and write about. As a result, I have a tendency to bring it up quite often as a topic of conversation. I was recently having one of these investing conversations with some colleagues at work and our discussion turned towards […]
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Seek Freedom, Not Riches
I recently had a debate with a group of friends. We were discussing the merits of pursuing financial independence and, potentially, early retirement, versus maintaining a normal job until old age and never really striving to achieve a high level of individual financial success. I argued that everyone’s goal should […]
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Cutting Expenses Is More Effective Than Increasing Income
Just about everyone strives to increase their income over time. The more we make, the more secure we feel. When it comes to achieving financial independence, however, making more money is not always the most effective method. Don’t get me wrong, you should strive to make as much as you […]
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Pancakes Cost More Than You Think
Picture this. It’s a beautiful Saturday morning and your schedule is totally free. As a result, you’ve made plans to do exactly what any of us in a similar situation would do, eat pancakes! You travel to the finest breakfast establishment in your area, order a full stack of pancakes, […]
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Renting Is Better Than Buying
You know renting is the same as throwing money away, right? 30 years from now you’ll look back and regret not purchasing a home sooner. Why haven’t you bought a house yet??? My mortgage payment is less than your monthly rent! You could own a home for what you’re paying. […]
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The Stock Market Always Goes Up
My first taste of investing came after graduating from college and starting my first “real” job. This initial experience consisted of picking which funds–from a list of 10 or 15–I would invest in, in my 401k. I spent about 30 minutes “analyzing” the historical performance of the funds and then […]
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Investing For Early Retirement – Historical Performance
We’ve been doing a lot of traveling this month so we haven’t had the usual amount of time to put together a detailed post. However, it’s important to us that we are consistent in releasing new content, so we thought this week would be the perfect opportunity to share a […]
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Retire Early And Pay Zero Income Taxes…Forever
Although your taxes may be lower than you think there’s a good chance you still spend a significant portion of your income on taxes each year. Generally speaking, if you get a paycheck, a portion of it will be going to the government in the form of taxes. In fact, the government […]
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Penalty Free Early Access To Your Retirement Funds
As long-time readers probably know, 401(k)s are, by far, my favorite investment accounts. When it comes to allocating your investment funds, I believe dedicating money to a 401(k) with employer match should take priority over all other options. Most of the people in my life know about my affinity towards 401(k)s (I […]
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Surprisingly Simple Investment Strategy For Retiring Early
The other day, while browsing through YouTube videos, I came across one that featured Tony Robbins discussing investing. I watched the video and found it had some good, if not groundbreaking, suggestions. There was one portion in particular that really stood out to me, however. Robbins suggested that you should […]
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