As I’ve admitted in the past, I don’t keep track of my finances with a conventional budget. Instead, I have implemented a system in which everything happens automatically. Bills are paid automatically, funds are saved/invested automatically, and money that is free to be spent is automatically allocated to specific accounts. […]
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Budgeting and Saving
How To Retire A Millionaire After Only 5 Years Of Investing
What if there were a way to spend all of your money, forgoing any saving or investing, and still retire as a millionaire? If you think that sounds too good to be true…I’d have to agree. Unless you’ve got a trust fund or large inheritance coming your way, you’ll probably […]
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What Does It Take To Become A Millionaire?
One. Million. Dollars. It’s the holy grail of saving. At some point, we’ve all imagined obtaining the title of “Millionaire”. But what does it take to save $1,000,000? Is it actually an attainable goal for a normal person or is it just a fun fantasy to play out in our […]
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Budgets Are Hard: How We Manage Our Finances Without One
Read almost any financial self-help book, blog, or article and one of the first recommendations will most likely be to create a budget. The authors will say things like, “Having a detailed budget is one of the keys to managing your money” or “Regularly tracking your income and expenses will […]
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The Food Waste Crisis
Next time you are in a restaurant, take a moment to look at the tables of people around you. Take in the ambiance, watch the hustle-and-bustle of the wait staff, most of all, pay attention to the many half-eaten plates of hamburgers and fries, steaks, salads, pancakes, and other wasted […]
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The Magical Penny
Imagine this: a rich and eccentric old man has just approached you with a job opportunity. He needs someone to watch his mansion for the next 30 days while he’s out of town. All you’ll have to do is come by each day and make sure the gate is locked […]
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The Basics: Credit Card Interest
Credit cards, when used responsibly, can be an extremely valuable financial resource. They allow you to make purchases, both large and small, without the hassle or risk of carrying cash. Having a credit card gives you the ability to instantly and securely access funds that can be utilized at the […]
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Cutting Expenses Is More Effective Than Increasing Income
Just about everyone strives to increase their income over time. The more we make, the more secure we feel. When it comes to achieving financial independence, however, making more money is not always the most effective method. Don’t get me wrong, you should strive to make as much as you […]
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Pancakes Cost More Than You Think
Picture this. It’s a beautiful Saturday morning and your schedule is totally free. As a result, you’ve made plans to do exactly what any of us in a similar situation would do, eat pancakes! You travel to the finest breakfast establishment in your area, order a full stack of pancakes, […]
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13 Things You Can Do Right Now To Reduce Waste
Though you may not be aware of it, the recycling industry has recently suffered a major blow. Increasing levels of contamination from garbage and food waste in the recycling stream has caused the recycling process to become much less profitable. As a result, China, the world’s number one recycler of […]
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