Year-End Monthly Financial Update - January 1, 2020

The year has come to an end, and boy was it a good one! In 2019, we didn't just meet our financial goals, we smashed them! We started the year hoping to reach 60% of our retirement number but ended up at almost 70%! In addition, we were expecting/hoping our overall net worth would grow by at least 30% this year. The final result? We achieved over 50% year-over-year growth!! If our performance in 2020 is anywhere near what it was in 2019, we'll reach early retirement in no time!

We've decided on two big financial goals for 2020:
1. Reach 90% of our retirement number
2. Average $1,250 in monthly passive income

We realize that these are ambitious goals, but we are confident that, with hard work and discipline we will be able to reach them.

Results:
3.26% month-over-month growth
68.6% of retirement number saved

2019 Total Net Worth Growth (Jan. 2019 - Jan. 2020) = 50.11%

Check out our detailed performance in the table below.

Accounts	Portfolio Allocation	Change In Value (December-January)	Yearly Change In Value (Jan. 2019 - Jan. 2020)
Liquid Funds	1.14%	-16.68%	33.23%
High-Yield Savings	11.87%	-1.89%	68.31%
REITs	0.66%	2.31%	6.79%
401(k)s	47.22%	3.52%	43.80%
IRAs	4.09%	2.96%	82.34%
HSA	1.13%	6.62%	155.47%
Cryptocurrencies	0.02%	-6.02%	63.33%
P2P Lending	0.02%	-27.32%	-92.29%
Taxable Stock Investments	33.72%	5.40%	51.74%
Debt	0.13%	12.97%	103.92%
Total =	100%

Portfolio Allocation = Current asset distribution of our portfolio
Change In Value = Change in account value due to asset appreciation/depreciation, deposits, and withdrawals

Get a head start on your journey toward achieving financial independence by analyzing and tracking your income, expenses, investment performance, and overall net worth with the free online wealth management tool Personal Capital.

We use Personal Capital regularly to analyze our investment fees, track our investments, and project our net worth. We also periodically review our progress toward retirement with their retirement planning calculator.

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Year-End Monthly Financial Update – January 1, 2020

What An Amazing Year!

The Numbers

Growth Toward Financial Independence

Tools To Get You Started

What An Amazing Year!

The Numbers

Growth Toward Financial Independence

Tools To Get You Started

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