The 50/30/20 Budget

As I’ve admitted in the past, I don’t keep track of my finances with a conventional budget. Instead, I have implemented a system in which everything happens automatically. Bills are paid automatically, funds are saved/invested automatically, and money that is free to be spent is automatically allocated to specific accounts. […]

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The Basics: Credit Card Interest

Credit cards, when used responsibly, can be an extremely valuable financial resource. They allow you to make purchases, both large and small, without the hassle or risk of carrying cash. Having a credit card gives you the ability to instantly and securely access funds that can be utilized at the […]

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