As I’ve admitted in the past, I don’t keep track of my finances with a conventional budget. Instead, I have implemented a system in which everything happens automatically. Bills are paid automatically, funds are saved/invested automatically, and money that is free to be spent is automatically allocated to specific accounts. […]
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Budgets Are Hard: How We Manage Our Finances Without One
Read almost any financial self-help book, blog, or article and one of the first recommendations will most likely be to create a budget. The authors will say things like, “Having a detailed budget is one of the keys to managing your money” or “Regularly tracking your income and expenses will […]
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The Basics: Credit Card Interest
Credit cards, when used responsibly, can be an extremely valuable financial resource. They allow you to make purchases, both large and small, without the hassle or risk of carrying cash. Having a credit card gives you the ability to instantly and securely access funds that can be utilized at the […]
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Best Strategy To Erase Debt, For Good
Debt. It gives us spending flexibility by providing the resources to purchase big-ticket items we’d otherwise be unable to afford. It allows us to delay payment on purchases and to spread the total amount owed into smaller sums, paid overtime. The process for accessing debt can be as easy as […]
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